Welcome to BB&T Home Mortgage

Easy 15 minute online application.
Benefit from our personalized mortgage experience today.

If you have already started your mortgage application log in to continue.
MLO image
Richard Massa
NMLS ID: 1106913
Phone: 336-455-7573

We are here for you. Online and offline. Every step of the way.

Step 1
Create a profile and answer a few questions about your target home price and financial situation.
Get your prequalification decision quickly.
Step 2
Find your dream home
Confidently shop for your new home.
Feel comfortable making an offer that you know you can afford.
Modify your prequalification letter to match your offer price.
Step 3
Make it real
Contact your mortgage professional with your contract information to complete your home loan application.
Go paperless with our online application. Securely upload files from any device and esign your loan documents.

Learn what you will need for prequalification and loan application

To prequalify for a home mortgage:
  • The City, County or ZIP in the area of your new home
  • Identification information (Social Security Number or Government-issued ID)
  • Your contact and residence information
  • Your employment status and general financial information
To apply for your home mortgage loan:
  • The address of the property you have a contract to purchase
  • Employment and income details (recent pay stubs, W2 or other forms)
  • Detailed Asset information (checking/savings, life insurance, retirement or other funds)
  • Adobe Reader (installed on your system)
What to expect:
  • Allow about 15 minutes for your prequalification application and 25 minutes to complete the entire form for mortgage loan approval
  • You can save your information and return later to complete the process
  • A Mortgage Loan Officer is available throughout the process to answer questions and keep you informed

We make the home loan process easy, from the first click to turning the key.

Apply online now and take advantage of the security of a Federally insured bank with real world locations, and a team of dedicated BB&T Loan Officers who only see you. Get to know us with help from our mortgage loan customers just like you.

Loan Approval Process

Ready to get started towards owning a new home?
Ready to unlock equity or get better loan terms?

Note: Based on state law, online applicants must be 18 years of age (19 in Alabama). If you do not have a Social Security number, or have questions, contact your mortgage professional or call 800-575-4647 between 7 am to 6 pm ET, Monday through Friday.